What We Do

MEC helps clients become better informed of claims trends within their own schemes as well as the overall market.

In turn this enables us to maintain their expenditure at realistic levels.

We offer:-

• A detailed Annual Contract Analysis to ensure compatibility between benefits and premiums

• Comprehensive renewal reports. These give a clear and concise presentation of all options and their implications

• Continual monitoring of claims costs

• Regular market reviews to assess the holding insurer’s competitive position

• Negotiations with the relevant insurer to obtain the best possible renewal terms

• Free advice throughout the year to both the company and employees

• For Income Protection schemes, we can also install an early warning system for all potential claimants (a bespoke service that will reflect both scheme design and employment policies)

• Continued liaison with any employee receiving PHI benefit, particularly with regards to rehabilitation services

Clients are kept fully informed of any political, legal or industry developments which may affect the provision of their income protection or medical insurance contracts.

Although MEC usually operates on a commission only basis,* which means that clients do not incur additional costs for renewal services, nor for ongoing work during the year, we are also happy to work on a fee basis if required.

* commission rates will always be declared to clients on request.